Thank you for your interest in Polices 4 Cash!

Are you a senior who wants to discover how to sell your life insurance policy for cash?

Polices 4 Cash will help you sell your life insurance policy for the most money possible.

What is a life insurance settlement?

A life insurance settlement is the sale of a life insurance policy for more than its cash
surrender value. In most cases, the offers are 4 to 10 times the cash surrender value. The
original policy owner receives a cash payment, while the purchaser/investor assumes the
premium payments and receives the insured’s benefits. You can also retain a portion of
your coverage to eliminate premium payments.

A life settlement can offer you the cash you need to have a better life.

P4C Makes Your Life Better

Why choose a life insurance settlement?

  • Life settlements offer more cash than lapsing or surrendering the policy
  • Additional cash to fund your retirement
  • No more monthly insurance premiums to pay
  • Cover your medical bills
  • Live a better life now, not later
  • A quick policy appraisal can tell you if your policy qualifies for a life settlement.

Other important facts to consider about life settlements:

$122 Billion

…of life insurance payouts are lost annually when policy owners 65 years old or older allow the policy to lapse.

55%

…of older Americans let their life insurance policies lapse because they are unaware of the life settlement option.

99%

…of older policy owners would have pursued a life settlement if they had known about the opportunity.

What kind of payouts are possible with a life settlement?

The most important reason to sell your life insurance is simple: More money in your pocket to help you lead your best life.

Here are two examples of life insurance settlements that were recently completed with P4C's network of buyers:

Male, Age 76 $550,000 life policy with $16,882 in cash surrender value Several offers were submitted, with the highest offer of $136,000. This was an increase of almost $120,000 over the insurance company surrender value.
Male, Age 78 $800,000 Death Benefit with less than $2,000 in cash value Policies 4 Cash found a number of potential buyers interested and after some aggressive negotiation, Polices 4 Cash was able get a gross offer of $190,000. The policy owner went to a direct funder first and got an offer of $85,000. Polices 4 Cash found our client another $105K and they were very happy!

Want Policies 4 Cash to appraise your life insurance policy?
The evaluation is free with no obligation. (Yes, it’s really free!)

Start Your Appraisal Now and see how much your policy is worth!

Who qualifies for a life insurance settlement?

If you’re 65 or older, with a life insurance policy offering a payout of $100,000 or more and have
experienced a change of circumstances in your life, including a change in health or
finances, let us help you decide whether selling your life insurance policy is an option
for you. Many life insurance policies qualify, including term.

Do you have questions? Just give us a call and we will help you decide if a life settlement could be right for you.

(786) 623-5433

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    Policies 4 Cash is a true fiduciary entity and will represent your best interests at all times during the transaction.

    Disclaimer: Policies 4 Cash is affiliated with a licensed and insured life settlement brokerage. We only refer possible life insurance policy sales to state-licensed buying entities and P4C does not share client or policy information with other companies. Client privacy is very important to us at all times. We will be your partner and point of contact from the beginning to the end of this sale.

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